The Arizona Employment Protection Act and the Employment-At-Will Relationship

Arizona employers and employees have an "at-will" relationship, which means that employers are free to terminate employees without notice or reason, and employees are free to quit at any time without notice or reason. Of course, the employment-at-will relationship is subject to both parties' obligation to meet other legal requirements, including contractual duties and compliance with various federal and state harassment and discrimination laws.

In order to reduce the amount of wrongful termination and related litigation, the Arizona legislature enacted the Arizona Employment Protection Act in 1996. The Act established certain guidelines designed to clarify what constituted, or did not constit, wrongful termination under Arizona law. Prior to the enactment of the Arizona Employment Protection Act, employers faced numerous lawsuits based on alleged oral promises and implied obligations, with divergent results depending on the judge or jury. A number of those results had served to expand an employee's right to bring a lawsuit in a way that the legislature deemed unacceptable.

The Arizona Employment Protection Act contains at least four important provisions that all Arizona employers and employees should be aware of:

First, there is one-year statute of limitations for claims for breach of an employment contract or for wrongful termination. This means that such claims must be filed within one year of the termination date, significantly shortening the six-year contract limitations period that was previously applicable to some claims. Significantly, however, this limitations period does not apply to claims under the Arizona Civil Rights Act or pursuant to federal law stemming from illegal discrimination due to, among other things, race, sex, disability or age.

Second, there is an established presumption that employment relationships can be terminated at-will, and that presumption will carry the day unless there is an express written agreement stating otherwise. Typically, this will require a written contract signed by both parties, or an unequivocal guaranty described in an employee handbook or manual.

Third, the Arizona Employee Protection Act limits employees' wrongful termination claims to express breach of contract claims (described above), claims specifically allowed by Arizona statute, and "public policy" tort claims. Importantly, even these claims are limited to cases where a statute involved does not itself provide for a remedy. The tort claims involve circumstances where an employee is fired for refusing to violate the law, or blows the whistle on an employer they believe is breaking the law.

Finally, the Act expands sexual harassment claims so that certain such claims may be advanced even where federal sexual harassment laws may not apply.

At the end of the day, the Arizona Employment Protection Act creates a legal environment where it can be very difficult to successfully pursue a claim against an Arizona employer. Of course, every situation is different and the law is constantly changing, and if you believe your rights have been violated or you have been accused of wrongdoing you should speak with an experienced Arizona employment lawyer to determine what your rights and obligations are.

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Purchase Investment Properties On A Budget Using Crowdfunding

What is Crowdfunding?

If you are tired of low returns from Certificates of Deposit, Thrift Savings Plan and other Equity Investments, check out Crowdfunding for double digit returns. Crowdfunding is gaining in popularity as an investment strategy for many investors. It is a unique process to raise capital through family and friends, potential customers and individual investors looking for different investment venues. To promote Crowdfunding, advertising is a focused approach utilizing social media and real estate investor forums and associated networks.

What Platform is Right for Me?

My preference is Crowdfunding with real estate investments which I will discuss here. There are many different strategies and models of crowdfunding platforms so you want to be sure that the platform you select is a good fit for you. Ask the question: Am I comfortable with the amount I'll be investing? Do we share the same values? Are you in agreement with their investment strategies such as flipping houses or buy and hold for long-term passive income? The amount required to invest will vary with each venue so shop around until you find one suitable for your investment portfolio.

Do Your Homework

Do your homework before investing. Historical performance is a good indicator of future performance. Get to know the management team and see what they are doing on social media. How transparent are they and how willing are they to talk to you and answer your questions, including the hard ones. Those that a more willing to share beliefs, management and goals tend to do better for themselves and their customers over the long term. Also reach out to other investors to get their input and endorsement.

Do the Math

I have seen many attractive returns advertised to only find out they were tickler rates to get you to call. Do your homework to see if the numbers are realistic. Ask how much detail is provided on the business? How can I access my investment and returns after I have committed? How and when are investment returns distributed? What type of reporting (personal and legal) is provided to the investor? Make sure you are comfortable with the management team and security of your investment before taking that first step.

Crowdfunding Example

I personally invest with Holdfolio. Their buy-and-hold platform consists of 10 rental homes within a single portfolio. These houses are purchased, reconstructed for rental ready use and then leased. 60% ownership is provided to investors (the crowd) with a $ 10,000 minimum investment. 40% ownership is held by the Holdfolio management team. Advertised returns when I invested over a year ago were 10% to 14% and am currently realizing 11% returns annually. With each new portfolio, 10 additional houses are offered to investors at an average crowdfundng pool amount of $ 320,000 which is usually filled within 4 to 5 days. Holdfolio just finished Portfolio 10 and is beginning Portfolio 11 soon. This is just one example of many crowdfunding platforms.

Summary

Real estate crowdfunding is quickly becoming more popular today as investors move away from equities to search for greater returns in other markets. Be sure to do your homework and narrow your search to a top three. If this is your first time, once you make your selection start with a smaller amount until your comfort factor allows you to do more.

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How To Get More Interviews In Your Job Search

Richard Bolles, job search guru and author of What Color Is Your Parachute? predicts that you can expect to search for work 1-2 months for every $ 10,000 you hope to earn. So, if you're looking for a $ 40,000 a year position, you may search for 4-8 months to land it. Back when the economy sizzled, that job search length would have seemed outrageous, but now, many people would be thrilled to only search for 4-8 months.
Now the question is: How can you limit your job search length regardless of what's happening with the local economy?
The answer to that question depends on the strength of your job search campaign. Take a look at these common job search problems. If your campaign is suffering from any of these symptoms, try one or more of the tips suggested for each.
If you're mailing resumes but aren't getting interviews:
o Your campaign may not be intense enough. Remember that searching for a job is a full-time job. Increase your employer contacts by phone, fax, mail and email to 10-20 per week. Gather job leads from a greater variety of sources than you have been using, such as networking, newspaper ads and Internet sites. But most important of all, tap the hidden job market.
Bottom line: Getting interviews from resumes is in part a numbers game. Contact more employers to increase the odds in your favor.
o Your resume may reveal that you do not possess the skills sets employers want. Get them! A tight economy means employers can command whatever skills, credentials and experience they want, so why argue with them? Volunteer, take a class or create a self-study program to learn what you need to learn. Or, take a lower-level position that will prepare you for advancement to the job you really want.
Bottom line: It's up to you to qualify yourself for the job you want. Demonstrate your initiative and enroll in that class now, then be sure to claim your new skills on your resume.
o You may not be contacting the employers who are buying the skills you're selling. First, identify the three skills you possess that you most want to market to employers. Second, match those skills to three different kinds of positions that commonly use your preferred skills. Next, tie each of the positions you identify to specific local industries and employers who hire people with the skills you're marketing. Then create different resume versions for each of the types of positions you intend to seek. Make sure each version highlights and documents your ability to do what you claim you can do.
Bottom line: Different employers need different things from their employees. Know what you have to sell and sell it to the companies that want it. At all costs, avoid genericizing your resume with clichés and vague statements.
o Your resume may poorly communicate what you have to offer. If you have weaknesses in your employment chronology or if you are changing careers, you will need to take great care in structuring your résumé's content to overcome any perceived deficiencies. Create a powerful career summary statement which emphasizes your primary skills, qualities, credentials, experience and goals. Group your most marketable skills into an achievements section and showcase those using numbers, concrete nouns and clear indications of the results you accomplished. Use company research and the employer's job description to focus your revised resume on the company's needs.
Bottom line: The person who decides whether or not to interview you will make that decision in a mere 15 to 25 seconds. Be clear, organized and achievement-focused to use those seconds to convince the employer to interview you. If you're getting interviews but no job offers:
o You may have the basic skills the employer needs but not the advanced skills they prefer. Review the second bullet above and act on the suggestions presented. Once you have updated or expanded your skills through additional education, experience or self-study, begin building a career success portfolio to prove your success to prospective employers. This will also help you respond to those behavior-based interview questions that are the rage these days.
Bottom line: It is up to you to advance your career. Figure out what you lack, then learn the skill or develop the ability.
o You lack strong self-marketing skills and this is showing in your interviews. To improve the quality of your interpersonal communications and interview responses, take a class. Invite someone to role play an interview with you. Practice answering behavior-based interview questions. Arrange to participate in a videotaped mock interview. To project your personality positively: Select three to five about yourself that you want the employer to know about you by the end of your interview. Brainstorm ways to weave those things into your responses to common interview questions. Learn about personalities different from your own. Smile and relax! Make strong but not excessive eye contact. Go into the interview armed with 5-8 words or phrases that positively describe your workplace personality and use those words or phrases throughout the interview. Match your communication style to the interviewer's questioning style. Know your resume and defend it. Keep your responses brief and always to the point.
Bottom line: Your interviewing performance serves as a preview of your on-the-job performance, so project your best. Research, practice, and sell! To job search is to make mistakes. Question is, are you learning from the job search mistakes you've made?
Evaluate your search every two to three months so you can fine tune your campaign on a regular basis. You probably get your car tuned up regularly. Why not do the same for your job search? With the right knowledge and proper tools in place, there will be no stopping you!

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A Day in the Life of a Surgical Nurse

Being a surgical nurse is very different from other specialties, because surgical nurses deal with patients who are asleep. Surgical nurses see the patients very briefly in pre-op and then take them back to the operating room where they will be put to sleep by either an Anesthesiologist or a Certified Registered Nurse Anesthetist (CRNA).

Surgical nurses are very territorial and mysterious. No one else really knows what goes on behind those OR doors, (neither patients or other nurses). It's a completely different world in surgery and without the proper training, you're not permitted to enter the surgical area.

Surgical nurses don't change dressings; They usually don't administer medications (except for local monitoring). They don't answer call lights or deal much with patients families. So what the heck do they do?

Well, behind those surgical doors are some exceptionally trained nurses who deserve recognition and praise, which is something they rarely get.

They don't see how a patient recovers. The patients are so high on Versed that they have amnesia after their whole surgical experience.

If they're on day shift they arrive at the hospital or facility around 6:00 am to be ready to set up a case at 7:00 am. This gives them time to change into scrubs and read their schedule. The schedule is their fate for the next 8-12 hours. They look at the big board by the front desk to find out if they're the scrub nurse that day, or the circulator. The main thing they're looking for on on the board is which surgeon they'll be working with. This simple thing can make or break their day. There are both good and bad surgeons, just like any other slice of the population. "Please God, don't let it be such and such."

Surgeons can be friendly, but their skills may be horrible. Or they can be great Surgeons, but real jerks. Hopefully that day you will be assigned all the surgeons that are both friendly and good at what they do … but it isn't likely.

If you're assigned to be the circulating nurse, then you grab your scrub tech / nurse, and you both go to locate your first case cart of the day. This could be anywhere in the mess of other carts that have been been filled with items needed for other cases. Hmmm, what a joy this is when you have a big ortho case and half of the instruments aren't sterile and need to be flashed Better yet, half of the items on the preference sheet are missing.

You have to run and find them while your scrub nurse is opening the sterile field. When you return you "dance with your scrub nurse". Not literally, but to "dance with your scrub nurse" actually means you help the scrub nurse tie her / his sterile gown. They can't do this on their own, or it would render them unsterile, for reaching behind their back.

You then must count everything, including all the instruments, raytec, laps, needles, and blades. Remember all this is done between 6:30 am and 7:00 am. Heaven forbid you lose a lap or any of the above items. It's a nightmare when you lose anything. I've been in cases where we were removing a lap sponge, a needle or an instrument; These cases are so much fun. During cases where the surgeon has previously left a sponge inside the patient, you definitely need a dab of wintergreen on your mask, or you are likely to puke your guts up! (and that's putting it lightly). Anyway, once everything is counted, your scrub nurse is happy, your OR bed is sheeted and all the equipment is in the room, it's time to go out and greet the patient.

You go to pre-op to introduce yourself to the patient and evaluate the chart. God only knows what crazy stuff you'll find in there. The labs may be way off, and the surgery may be canceled. The patient may be allergic to latex, so the whole sterile field has to be broken down, because you've already placed a latex foley on there. You walk into the room and address the patient in as cool a manner as you can, (trying to remember that this patient is scared out of their wits) unless they have had Versed. Such a wonderful drug!

Anesthesia has usually seen and evaluated the patient before you arrive, and the patient has already been asked 3 or 4 times whether they've had anything to eat or drink since midnight. But when you ask the patient the same question, all of a sudden their answer changes. They tell you all they had was a donut and coffee for breakfast that morning! Okay, so now the case is abruptly canceled and you're lucky enough to have the task of breaking the whole operating room down room down and starting over. One of numerous other scenarios may be that the patient is allergic to shellfish or peanuts, (which is the allergy de joure these days). Everyone and their mother has a peanut allergy. Or maybe, the patient is just allergic to their own snot!

Today the patient has none of these problems. They're not obese nor pregnant, so there'll be no need to pull out the Hercules bed. Hip hip hooray, the surgery will proceed. You begin wheeling her back to the OR after she's had her "margarita in a vial", (Versed), and before she tells everyone in the pre-op area every secret she has.

She goes on to talk your head silly all the way to the surgical suite, and she tells you how she'll never forget how wonderful you are. In your mind you're thinking Yeah, right, you won't remember your own name when you wake up, let alone mine. After entering the OR you transfer the patient onto the table and find that she's still wearing her underwear, (complete with latex banding), even though she told you she had a latex allergy … Awesome!

You assist the CRNA or Anesthesiologist to put her to sleep, (in a hurry, cause she is driving you nuts), with her "jabber, jabber won't shut up". CRNA or Anesthesiologist to put her to sleep, (in a hurry, cause she is driving you nuts), with her "jabber, jabber won't shut up".

Alas, she's asleep, and all is quiet for a few minutes, until in bursts Doctor Friendly. He's had a bad day doing rounds, and he's been paged 54 times by his office staff, so he's in a lovely mood, and you're in for a lovely day.

Nothing on the preference card is right, and you spend your time running around searching for instruments, (dirty ones, which need to be flashed). This only pisses the surgeon off more and enhances your day further. The bovie isn't working, and the Rad Tech has been called for a C-arm 10 times but is still MIA.

When everything begins to settle down and all the issues have been resolved you can relax for 5 minutes and sit quietly, hoping it stays that way. Finally the surgeon is closing and you begin counting. Laps and raytec first, followed by instruments, then needles. All are correct, (well except for one tiny needle) that is nowhere to be found. The scrub counts again. "No, still missing." The surgeon is about to knock someone's head off and freely verbalizes it. You run for the magnet on a stick to roll it on the floor and find the friggin needle. Finally, you find it next to the scrub nurse's foot.

The patient is beginning to rouse, and you are finished with the case. You transfer the patient to post-op and give the PACU nurse report. Yay, it's lunch time, and you're exhausted, with only five more cases to go.

This is a day in the life of a surgical nurse. Many nurses in other specialties believe that surgical nurses really don't do much or aren't "real nurses". While the surgical nurses role is very non-traditional, they work very hard and they're an integral part of the nursing profession. Unfortunately, they don't get to see the fruits of their labor. Once the surgery is over they never see that patient again and usually have no idea how well the patient did in their recovery. The patient does not remember the great care they got from all the OR staff and for the patient's sake, it's probably just as well.

surgical Nurses are highly skilled at what they do and really deserve more respect from both surgeons and other nurses. So, the next time you meet a surgical nurse treat them right, you may be the next one to come through those mysterious double doors and onto that OR table.

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Find the Free Auto Repair Manual You Need Online

You can easily get a free auto repair manual for whichever repair need you might have. You need an internet access and have to follow a certain procedure searching for auto repair manuals, but when you have done this procedure a few times it will be very easy to find the right instructions for do it yourself auto repair and it won't cost you a dime.

There are four types of automotive description documents that you will need to choose from when you want to do a repair;

  • General manuals
  • Diagnosis descriptions
  • Repair manuals
  • Maintenance manuals

General Manuals

In addition to some general manuals, most of these are related to the make. Here you can get step by step guidance on how to repair most of the makes in the vehicle market. Let's say you have a Honda Acura 2002 model and you want to find a manual for that make and model. What you do is perform the following search in a search engine: "free car manuals + Honda Acura + 2002". Then you will have a long list of sites that provide you with all kinds of descriptions for your Honda Acure 2002 model, and you can choose what you want.

Diagnosis descriptions

Automotive diagnosis manuals can also be sub-divided by make and model. But it can also be divided by the area of ​​the vehicle that is affected, for example engine intake problems, brake problems, cooling problems, exhaust problems, start or stall problems, transmission problems etc. Let's say you have a start problem. Your search would be "car diagnosis manual + start problem", then you should get more than enough repair information to choose from. You can even get diagnostic trees where all options are covered for nothing.

You have probably more than one time heard some annoying noise from somewhere in your vehicle, without finding the source of it. This is one of the most kinky situations to run into because you don't know if it is a serious signal or just a small thing. Some websites give you the opportunity to diagnose vehicle problems by the noise, sound and vibrating signals – and that is great. The sooner you find it the sooner you can fix it and then you can relax. When you search, you can describe the sound, for example "whine noise" or "shifter knocks" or "driveline vibration" plus car diagnosis manual plus eventually the make.

Repair Manuals

In addition to regular manuals you can also get very instructive and detailed descriptions in other internet document or websites like articles, etc. The natural way to sub-divide such repairs before searching, is by the area of ​​the vehicle that is going to be repaired, for instance body repair, exhaust repair, suspension fix, interior repair and even general car repair.

You do the search the same way as above; "car repair manual (or description) + the area of ​​repair and go through the list of resources you get.

Maintenance manuals

Though vehicle maintenance is closely related to your vehicle make and model, there are some maintenance issues that are pretty much common whether you have a Cadillac, VW or a Mercedes, for example changing oil, changing air filters, engine wash, fluid maintenance, tier maintenance etc. You can get access to maintenance descriptions by searching for the kind of maintenance plus "car maintenance manual (or description)" plus eventually your make and model.

I think you'll be amazed of the amount of automotive repair free stuff online.

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7 Ways on How to Invest For Your Retirement

Investment Plan for Your Retirement

There so many investment plans available out there. The following points will guide you to choose the most appropriate one for you with lesser risks and obligations to manage. The points are based on the fact that, after a while they are going to be appreciating business ventures for your retirement.

1. Annuity

Annuity is a plan whereby an insurance company in exchange for purchase price enters into a contract to pay an agreed amount of money every year while the annuitant is still alive.
Annuitant-is the person on whose life the contract depends.
Annuity- is the amount of money paid to the annuitant.

The benefits of an annuity especially when used in connection with retirement provision is that it would ensure that the retiree has an income for a convenient number of years. The best type of annuity is deferred annuity because it gives you life time benefits.

2. Bonds

A bond is a loan to either a government or a corporation, whereby the borrower agrees to pay a fixed sum of interest usually semi-annually, until your investment in full. Treasury bonds are secure, medium to long-term investments that typically offer you instant payment every six months throughout the bond maturity. Treasury bonds have a fixed rate meaning that the interest rate determined at auction is locked in for the entire life of the bond. This makes treasury bonds predictable, long term source of income.

3. Exchange Traded Funds (ETFs)

Exchange traded fund is an investment fund traded on stock exchanges just like stocks. An ETF holds assets such as stocks, oil future, foreign currency, commodities or bonds and generally operates with an arbitrage mechanism to keep its trading close to its net asset value, although deviations can occur occur. These assets are divided into shares where shareholders do not directly own or have direct claim to the investments in the fund.
ETF shareholders are entitled to a proportion of the profits such as earned interest or dividends paid.

4. Stocks

In Kenya the main stock market is Nairobi Stock Exchange (NSE). A stock market is a place where public limited companies and other financial institutions, come to buy and sell bonds and other derivatives. NSE acts as a third-party broker and allows investors to buy and sell shares independently through share dealing platforms. You can directly and indirectly invest in stocks. Direct investment means that you buy shares from a company and become a shareholder while indirect means you invest in more than one company therefore spreading the risk. Indirect investment is done through an open-ended fund and the money is secure so that even the company defaults the money is still safe.

5. Mutual Funds

Mutual funds are some of the most overlooked yet probably the easiest way to invest much more than both stocks and bonds. A mutual fund is a pool of money, often from similar minded investors. You can sell your shares when and if you want. All shareholders of the fund benefit from the fund and share in any losses. There are five categories of mutual funds where you can choose the one which best suits you.

6. Real Estate

Real estate is a retirement investment plan you should never overlook. Landon said 'look for what's going to give you the most bang for your back'. Real estate as a front is a very lucrative opening. However, one must research the market and know the current and emerging trends in the sector. The location of the real estate matters a lot and should be well selected. Some of the major locations can be near universities, developing towns or big company sites. In any investment capital becomes the main organ to jump start the investment. Research on different financial organizations and try to compare their payment and funding terms. You can still opt to become a Real Estate Trader. A real estate trader is one who buys property with the intention of holding them for a short period and sell to make a profit.

7. Pension Plan

Pension plan is a retirement plan that requires an employer to make contributions into a pool of funds aside for a worker's future benefit. The pool of funds is invested on the employee's on behalf, and the earnings on the investment given to the worker upon retirement. In Kenya even self-employed workers can still contribute to the social security fund to help them when time comes.

Retirement is a process where every living worker must come to terms to. Retirement is just like any other investment but a more crucial one since when you retire you productivity goes low due to health and age. You can start now and by the time you retire have significant benefits that can help you live a befitting like after retirement. Take a step today and plan to invest for your retirement now and be a happy retired worker living a good life and building the economy even at old age.

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What Is the Difference Between a Job, an Occupation and a Career?

Often the terms "job", "occupation", and "career" are used interchangeably. However, in actual fact, these terms have quite different meanings so it is important to distinguish between these terms.

A "job" is work for which you receive pay. It is therefore a means to live and may or may not be long-term or lead to anything else by way of work. For this reason a job can be seen as one large task or a series of tasks that is typically performed in return for money. Contract work and project work often contain "jobs" that have to be done, usually on a fixed-term basis (even if they are repeated over many months and even years). Individuals tend to talk about their work as "just a job" when it doesn't give them much long-term career satisfaction.

An "occupation" is a wide category of jobs with similar characteristics. In other words, an occupation is a broad title for what someone does on a continual basis. This means that all of their work tends to fit into a professional category that most people recognize. There are many examples in this category but some might be an accountant, doctor, engineer, nurse, plumber, police officer, scientist or teacher. As you can see, most occupations are fairly well-understood in concept, if not specific terms, and there is therefore lots of good information to be gathered on them (online, for example) as a future career option. Job satisfaction is often greater in an occupational role, but in modern times, it is far less likely than it used to be that people stay in only one occupation. Today, many of us will change occupations several times in our lives.

Finally, a "career" is a lifetime journey of building and making good use of your skills, knowledge and experiences (wherever these are invested). Put another way, a career is a period of long-term employment usually in a given area or industry. An individual will therefore typically spend many years in an area or industry and perform what may be several different roles. A career is consequently similar to an occupation but is often much broader, as it may involve several linked occupational jobs in the same or similar fields. For example, a doctor might start as a resident at a hospital, become a surgeon, act as a specialist, become a medical director and finally become a hospital administrator. These are four very directly linked occupations but can be considered a career in the medical field.

Of course, in a more general sense, there is nothing stopping individuals from pursuing quite a varied career in which he or she starts as an accountant for instance, works his or her way up to a Chief Financial Officer, later becoming a Chief Executive. S / he may even end his or her career on the board of an entirely different company in an unfamiliar field – still very much a career!

So in summary, a job is work for which you receive pay, an occupation is a range of jobs with similar characteristics and finally a career is a lifetime of making good use of your skills, knowledge and experiences.

Why does it matter?
If you simply want a job, you may be happy to collect your money as a return for the hours you put in and not worry that much about where it may lead you in the future. Both younger and older employees often feel that this is entirely acceptable, as they either want to gain some experience for their résumé or have to earn money to fund their out-of-work activities or interests. However, as soon as you start to think about other issues such as greater job interest, growth, learning and development, and collaboration opportunities, you are starting to think in more occupational terms (a field of activity in which you might flourish) and career terms (where one job may well lead to another that you may enjoy even more). For this reason, we will be examining how to look at occupations and careers that provide the greatest potential for enjoyment for individuals. And in order to do this we first have to know quite a lot about ourselves.

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Entrepreneurship – Who Is An Entrepreneur?

I came to realize that entrepreneurship has been there for so many years and that there are many people who cannot define correctly who an entrepreneur is. This is because there is a disagreement of whether entrepreneurs are born or made. By the way, are entrepreneurs born or made? I'm afraid if we start this discussion we might not come to a conclusion.

Why is it that there is no universal agreement whether entrepreneurs are born or made? First, entrepreneurs are born because there are some people who have come up with new business ideas that are currently recognized as successful businesses but these people were never educated on how to become entrepreneurs. On the other hand entrepreneurs are made because there are some successful entrepreneurs who have studied entrepreneurship courses (diploma and degree programs) offered by colleges and universities.

Is it true that people have not succeeded in defining who a true entrepreneur is?

My own personal experience was that for ten years we ran a research center in entrepreneurial history; for ten years we tried to define the entrepreneur. We never succeeded. Each of us had some notion of it-what he thought was, for his purposes, a useful definition. And I don't think you're going to get farther than that-By Arthur Cole.

According to what I studied in high school under the subject of business, an entrepreneur is "a person who sets up successful businesses and business deals." But this definition does not bring out a clear definition because not everyone who sets up a business and is running it successful is an entrepreneur. There is more of who a true entrepreneur is other than setting up a business and running it successfully.

Economics and business people don't seem also to agree on who is a true entrepreneur. From economist point of view, "The entrepreneur is one who is willing to bear the risk of a new venture if there is a significant chance for profit. Others emphasize the entrepreneur's role as an innovator who markets his innovation. Still other economists say that entrepreneurs develop new goods or processes that the market demands and are not currently being supplied. "

Entrepreneurship concept first came into existence in the 1700s. Since then it has evolved to what it is now today. Despite the failure of defining who a true entrepreneur is, we can all agree that entrepreneurs play a major role in enhancing the lives of people in many different ways. They come up with new ideas which have led them to create business organizations.

These organizations apart from creating job opportunities directly or indirectly they also serve people in various ways. Entrepreneurs are viewed as people who either create new products or improve the existing products so as to solve problems facing people.

Trait Approach

We can describe who a true entrepreneur is by using the trait approach. Under this approach, the common traits successful entrepreneurs possess describes if a person is a true entrepreneur. The traits are:

1.) Taking Risks: They take risks after they have discovered viable business opportunities. They already know that business ideas which have got high risks are the ones which yield high profits. Generally speaking, successful entrepreneurs have taken risks to be where they're now.

2.) Passion: Whatever the business idea they come up with, they have passion for it. Passion keeps successful entrepreneurs going by being focused.

3.) Hardworking: Successful entrepreneurs have a common trait of working hard. They work hard in seeing that all the tasks of the business are completed on time and efficiently.

4.) Optimistic: Optimism is the trait that successful entrepreneurs have in common. They believe that in the future their ideas will be successful businesses. They have no room for doubting their business ideas.

5.) Good Leadership: They have the trait of good leadership. Successful entrepreneurs know how to motivate their employees so that they give their best in attaining success. They create policies and goals for their businesses. They oversee that these policies are followed and the goals are accomplished on time.

6.) Determined and Persistent: Successful entrepreneurs are determined and persistent in making their new business ideas successful. They don't give up after experiencing some failures in executing some tasks but they're persistent and determined because they're motivated by success and not money. For them, money is only a reward they get.

7.) Flexible: Entrepreneurs who have succeeded respond to market needs swiftly. Whenever there are changes in market needs they respond to them swiftly so as not to lose their customers. They search for opportunities to exploit when a change occurs. Successful entrepreneurs have a common trait of adjusting their entrepreneurship ventures to fluctuating economic conditions. "The entrepreneur always searches for change, responds to it, and exploits it as an opportunity-By Peter Drucker."

8.) Creativity: They research and come up with creative new business ideas. Successful entrepreneurs continuously innovate new ways of satisfying customers.

9.) Organization Ability: Successful entrepreneurs are well organized. They organize factors of production such as labor, land and capital in running their entrepreneurship ventures.

With all the above information, I urge you not to fail to appreciate what a true entrepreneur is still working on. This is because a true entrepreneur never gives up no matter the failures he experiences in executing some tasks. He is optimistic that one day his business idea will be a successful business.

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Medical Billing Services – Choose Wisely

It's not news nowadays that healthcare providers are heavily outsourcing their medical billing services to professional companies to look after their medical billing and collections. A number of physicians, hospitals, nursing homes, urgent care centers, laboratories, DME companies, and other entities associated with the healthcare industry have realized the need for professional handling to regain focus on revenue recovery mainly through the reduction in operational costs.

There lies another challenge ahead – to find out the proper medical billing service, which can provide you with the solution you are looking at your budget. It is extremely important to research rigorously by self-defined parameters for selecting the desired service. However, some common factors that can be broadly considered essential for most healthcare providers can be discussed:

Points to Ponder

Some basic points that cannot be overlooked in your search for the desired medical billing assistance will include the following:

Accurate and efficient service : Go for the medical billing services that can take the onus of all your billing collections – accurate, complete, and timely payment from the third party payers and patients through latest technology to attain maximum efficiency in the system.

Excellent references : Revenue is the key focus and you need more business for that and for more business you need more references. Look for medical billing services that have enough experience and reputation to provide you excellent referrals from physicians.

Expert coding : Coding is one of the most important aspects of medical billing in this time of EMR and EHR technology. Sought medical billing services that can provide you with the required expertise in ICD-10 coding. Due to an absence of certified and experienced coders in their in-house team, most of the practices suffer from common coding issues like:

o Unbundling : Unbundling involves listing of different billing codes for charging for services falling under one billing code. This results in bill getting inflated because the items that should have been been filled as a package rate get billed separately.

o Balance billing : This coding error arises when the balance bill sent to the patient after the insurance company price negotiation with the care provider and all of the hospital's charges are supposed to be covered under the patient's policy.

o Duplicate Billing : Another common billing error, which involves multiple bills getting generated for the same procedures or services.

Dedicated account management : Always prefer a service that provides you, experts, to dedicatedly look after your collections without any extra charge. The account managers should always be within your communication range to provide assistance during an emergency.

Flexible services : Sometimes you might need a single service like prior authorization. Choose a medical billing service that can offer you standalone services as and when required and not charge for a whole package for RCM or other packages. It should also be flexible enough to work in both the electronic and manual platforms as per the requirement.

Special edge : A great and a good medical billing service can be distinguished by the virtue of that 'something special' it offers. A great medical billing service can maintain a seamless healthcare management through cutting-edge services for the patients, providing your practice with the professional guidance it needs to complete a comprehensive end-to-end revenue cycle management. An experienced and reliable company can do the trick for you by achieving the seamless overall transitions from your time and cash stripped condition to making your practice revenue-healthy, up, and running.

Errors, both electronic and human can nag your practice from getting the desired result. Signing a really able medical billing service will provide you with the shield from those errors saving you unnecessary loss of time and money!

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What Is Industrial Photography and Why Is It Important?

What is Industrial photography and why is it important?

In the world of business today photography is worth a million words. Everything from websites to brochures and television advertisements rely on high quality pictures to get a business's message across. Industrial photography is a specialized field of photography which makes it possible for businesses to communicate with customers and other businesses showcasing their industrial process, machines, and techniques. The photographs not only need to be shiny with balanced hues and highlights but also need to effectively communicate the meaning of the photograph in less in a second. This is why these types of photographs require a skilled photographer with years of experience photographing industrial machinery, locations and manufacturing processes.

The importance of an industrial photographer

An expert will be able to take photographs which are interesting and showcase everything you want from every angle leaving no questions in the mind of the person looking at the photograph. He or she should have an eye for detail and be able to generate interest out of everyday / normal machines. This means that the photos need to be more like a piece of art rather than just specialized images. For instance an expert will photograph an everyday, regular and ordinary conveyor belt in a way which would generate interest by highlighting specific areas and blurring out the background. These images when laid out on commercial advertising material like a brochure or a PowerPoint presentation will tell the story of the process.

Enhancing your online image

Apart from physical posters and brochures the right images will enhance your professional image online. A website displaying top notch photographs of every industrial process the business is involved in will add credibility and interest in the mind of the viewer. This in turn will help a business earn a lead, sell a product or be able to improve its image as a business online. Photography of machines and processes for each medium ie internet and print is slightly different. It requires a slightly different approach but an expert with years of experience will know which approach to take in order to ensure that the pictures communicate exactly what the business needs to get the desired result. This is why it is important for business owners to hire photographers who have experience and with a diverse portfolio.

Hiring an industrial photographer

Industrial photography is serious business and so you shouldn't leave it to an amateur to do the job and expect great results. Always look through a photographer's portfolio to make sure that he has taken great photographs in the past. Ideally, he should have a diverse portfolio which would then mean that he is able to take photographs for both your website and print campaign.

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